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Pass on the "Wealth"
Whether you're 28 or 78, an investment wizard or a real estate flop, you – parents, godparents, grandparents, aunts and uncles alike – have a reservoir of financial and business wisdom and family stories to share. Even if it's something you'd rather forget ...

What's no big deal to you oftentimes fascinates kids. All of these experiences can help to guide or perhaps inspire the next generation.
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Say Hello to 2013
Posted on December 29, 2012 by Linda Zukauskas

But first, say good-bye to 2012 by celebrating your favorite memories with photo cards.


The countdown to the New Year is on.  But along with plotting your list of resolutions for 2013, spend time with your kids to capture—and share—all the wisdom they’ve collected and memories they’ve created from the year that’s past.  And while we tend to think grown-ups are the ones who “pass on the wealth” of knowledge to the next generation, our kids likely have a thing or two to teach us in return:  the simple joys of creative play and perhaps a good romp in the snow.


And believe it or not, there’s an app to do just that.


InstaCards will turn your favorite Instagram pictures into postcards to send to their grandparents and favorite aunts and uncles (which includes them all).  The app itself is free and the kids can chose photos from a smartphone or from their Instagram account. “This is such a great project for children as they get to choose their favorite moments they’ve shared with you or with their friends,” says Rachael Smith, a crafting blogger and proprietor of, an online paper goods vendor. “It’s surprising sometimes to see what they value and how often it’s not the computer games and treats, but the simple things like playing on the swings in your local park, seeing the ducks in the river or a visit from a favorite aunt,” she says.


Going through the Instagram photos involves a stroll down memory lane that helps kids commemorate all the special moments from the past year. Plus, the lucky family members who receive those cards will know your kids were really thinking of them as they wish them well in 2013. You can send the postcards via email, or have the actual postcard mailed to a recipient for $2.50 per card.


For a more personal touch, you can print Instagram photos yourself and create your own designs. “A cute idea for embellishments would be to add other people you wish had been there with you,” says Smith. “You could cut them out from another photo and stick them on. Otherwise, adding boarders with sequins, glitter or colored pens is an easy way for all children to embellish the cards.”


Each photo can capture a favorite memory to send to a loved one.  Or, make a set of cards, using different photos, to box and give as a New Years gift. Here Smith shares some other clever ideas for making cards.


If you print your photos onto white canvas paper instead of photo paper, you can play around with the border as you trim the image to size.  Leave a wider margin at the bottom to mimic a Polaroid photo or use fancy scissors to make squiggly or wavy edges.


Using a glue stick, adhere the photo to card stock cut to the size of the finished card.  Cut a second piece of card stock the same size as the first.  Sandwich the pieces of card stock together and sew the top using embroidery thread and needle or your sewing machine.


Make a love heart stamp by carving a heart shape out of a potato and then stamp that on and write ‘Made with Love by….’ on the back. Cute!


You can also make these as gift tags for presents you bring to a New Year’s Eve party.


It might take more time to make these personalized cards, than it does to just buy some. But be sure to take pictures as you work and post them to Instagram. Who knows, they might make the “favorite memories” list when you and the kids make your 2014 cards.